VGS 提出智能体支付方案：用 agentic token 让 AI 代替你刷卡
智能体帮你下单时卡号怎么办？VGS 给出 token 方案：一次性虚拟卡号+消费限额，卡号不用交给 AI。
VGS 创始人 Terry Angelos 在 a16z 发文介绍一种让 AI 智能体完成支付的方案。卡号始终保存在可信钱包中，智能体消费时钱包生成一个 agentic token，即只能用于特定商家、且可设限额（如不超过 $100）的替代卡号。商家照常通过支付处理器结算，费用落到真实卡上，奖励积分和卡片权益不受影响。文章针对的是 $7T 电商规模下的智能体支付需求，并预言当前的封闭钱包阶段会像 AOL 一样被开放标准取代。
How your AI agent can pay with your credit card, without ever holding it: 1. Your card stays stored in a trusted wallet. 2. When your agent goes to buy something, the wallet creates an agentic token: a stand-in card number that only works at that store, with limits like "don't spend more than $100." 3. Your agent hands the token to the store. 4. The store runs it through its usual payment processor, and the charge lands on your real card, with your rewards and card benefits intact. "AOL was a helpful set of training wheels for getting everyone online, but the open web ultimately won. We think the same thing will happen with agents as well." Full piece from VGS's @terryangelos on the Wallet Wars: a16z.news/p/wallet-wars Terry Angelos @terryangelos Wallet Wars: Agents need payment credentials as they become the new UX for $7T in ecommerce. Enter the Wallet Wars and why the AOL-era of agentic commerce will give way to open standards. x.com/i/article/2110… 🔗 View Quoted Tweet 💬 7 🔄 1 ❤️ 16 👀 5411 📊 6 ⚡
