a16z对话VGS高管：AI智能体支付与钱包大战
The wallet wars are here. Very Good Security chief strategy officer Terry Angelos joins a16z's Alex...
VGS高管聊智能体怎么花钱，3个月从零做到每周几百万笔token支付，Stripe和PayPal都在抢这块。
Very Good Security首席战略官Terry Angelos与a16z的Alex Rampell讨论智能体如何学会花钱。VGS保管着约1/3电商交易的支付凭证，其agentic token数量在3个月内从零增长到每周数百万。Stripe的Link、Shopify的Shop Pay和PayPal都在竞相接入智能体支付，卡组织方向是通过agentic token让智能体用真实银行卡付款。Angelos称智能体支付面对的是约7万亿美元规模的电商市场。
The wallet wars are here. Very Good Security chief strategy officer Terry Angelos joins a16z's Alex...
The wallet wars are here. Very Good Security chief strategy officer Terry Angelos joins a16z's Alex Rampell, his TrialPay co-founder from back in 2006 (TrialPay was later acquired by Visa), to discuss how agents are learning to spend money. "Agents have all of a sudden become significantly more helpful and useful because they effectively have arms and legs, which are payment credentials." VGS holds the payment credentials behind about 1/3 of all e-commerce, and now it's helping AI agents pay merchants. If you've bought anything online, there's a good chance VGS has already helped keep your card safe. In the last three months, Terry says agents went from "spectators to actors." Once an agent has your payment credentials, it can book the piano teacher it previously could only find and recommend. Now Stripe's Link, Shopify's Shop Pay, and PayPal are racing to connect to agents. It's all headed toward open standards from the card networks: agentic tokens that let an agent pay with your actual card. VGS went from zero agentic tokens to a few million a week in three months. 0:55 From TrialPay to Visa to VGS 2:05 How VGS vaults 1/3 of e-commerce 6:05 Why big merchants use 3-5 processors 9:55 Why AI agents need a payment vault 12:15 Agents go from "spectators to actors" 13:40 The wallet wars, old and new 19:55 Walled gardens vs open standards 23:55 How agents can pay with your real card 26:40 Your saved card goes multiplayer 29:40 How do you trust an agent's purchase? 32:35 Who pays when your agent gets it wrong 35:40 Why Amazon blocks agents 39:50 What's overhyped and underhyped 43:35 When merchants get agents too 45:40 Why agents could break card rewards 47:00 VGS's eras: vault, updates, network @terryangelos @arampell Your browser does not support the video tag. 🔗 View on Twitter Terry Angelos @terryangelos Wallet Wars: Agents need payment credentials as they become the new UX for $7T in ecommerce. Enter the Wallet Wars and why the AOL-era of agentic commerce will give way to open standards. x.com/i/article/2110… 🔗 View Quoted Tweet 💬 9 🔄 2 ❤️ 31 👀 7077 📊 10 ⚡
