银行难以验证 AI 智能体是否获用户授权访问账户
各家公司都在推能替你操作的智能体了,但银行分不清是不是你本人同意的,这个坑值得提前看看。
Andrew Curran 在 X 上指出一个现实问题:银行无法判断智能体是否取得了用户授权来访问其账户。OpenAI、Anthropic 等各大 AI 公司都在推出能接触用户全部信息的主动式智能体。授权验证缺位可能成为智能体落地金融场景的主要障碍。
The problem seems to be that the banks can't tell if the agents have been given permission by their users to access their accounts or not. Every big AI company is in the process of launching a proactive agent with access to everything. This is going to turn into a big issue. https://t.co/xBypL0BoqY